Asset Based Lending Solutions

Asset based lending solutions from Siemens can help your business obtain a flexible source of working capital.

If your business has high financial leverage, but marginal cash flows, this type of loan can help generate liquidity.

As an alternative to traditional financing, asset based loans monetize the assets on your company’s balance sheet. They are typically revolving lines of credit secured by a company’s accounts receivable, inventory, and certain fixed assets. Asset based loans are a specialized product that can provide funds that allow your company to focus on its strategic goals, such as acquisitions, restructuring and turnaround situations, and business growth.

At Siemens Financial Services, we serve customers across all markets, from healthcare providers to equipment manufacturers, with an expertise in the energy, industrial, infrastructure & cities, and healthcare industries. Typical terms range from $25 million to $500 million.

Our team is staffed with experienced professionals who are available help you to determine how asset-based loans can help you run your business more smoothly and efficiently.

Contact us today to learn more about how asset-based lending solutions from Siemens can help you meet your business needs.

Our asset based loan products:

Revolving Lines of Credit

Siemens Financial Services offers lines of credit to free up working capital for your business. The credit that we extend to you is usually tied to the accounts receivable and inventories that you pledge as collateral, so as these assets increase, so does your ability to borrow money and finance growth. We'll be able to quickly determine advance rates on accounts receivable and inventory after considering factors like:

  • Collection history

  • Liquidation values of the assets

  • Comfort with management

  • General creditworthiness

Secured Term Loans

We can offer a financing package customized to the needs of your business. As part of this package, term loans can help you to refinance long-term assets or finance capital expenditures. Term loans are mainly structured as part of a total financing package that would include a line of credit.

  • Term loans based on machinery and equipment

  • Term loans based on real estate

  • Long-term amortization (depending on the asset pledged as collateral)

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