Financial Services USAFinancial Services USA

Equipment Financing & Leasing

Through years of experience working with Siemens Healthcare, we've gained an in-depth understanding of healthcare equipment finance and offer a variety of options to serve this market.

Through years of experience serving the Siemens family of companies, we've gained an in-depth understanding of equipment financing across a variety of industries.

With customers in many industries and markets, we're ready to serve those seeking to acquire equipment in a broad range of types and sizes with several equipment finance options.

Fair Value Market Lease

Compared to other types of equipment leases, this lease will almost always provide the lowest monthly payment possible. It is best for healthcare organizations that are focused on meeting specific monthly budgets, managing their cash flows, or are uncertain about owning the equipment at the end of the lease.

  • Benefits

  • Offers lower monthly payment when compared to other lease types

  • Can be structured to be a capital lease (reflected on balance sheet) or an operating lease (off-balance sheet)

  • Includes flexible end of term options (purchase, renew or return)

$1 Purchase Option ($1PO) Finance Lease

This form of equipment lease is best suited for healthcare organizations that traditionally finance capital equipment purchases via a bank loan, or expect the equipment to have a long economic life. The $1PO finance lease mimics a traditional full payout commercial bank loan where the lesee owns the equipment outright at the end of the lease. At the end of the lease the equipment is purchased for $1.

  • Benefits

  • A valuable alternative to a fair market value lease, for companies seeking to own the equipment

  • Ensures certainty at the end of the term

Tax-Exempt Equipment Finance

This form of equipment financing is only available for qualified tax-exempt organizations, i.e. 103(a) or 501(c)(3) entities. A tax-exempt lease mimics a full payout bank loan where the lessee owns the equipment at the end of the lease. It differs from a traditional full payout commercial bank loan in that it carries the attractive low interest rates typically associated with a tax-exempt bond.SFS offers tax-exempt leasing with broad terms and a wide range of transaction amounts.

  • Benefits

  • Lease rate that is significantly lower than a finance lease rate offered to a commercial or "for-profit" entity

  • End-of-term certainty

  • Can be faster than issuing a tax-exempt bond

DISCLAIMER: Siemens Financial Services, Inc. is not a registered Municipal Advisor, and does not offer municipal advisory services.  Customers should consult with their own legal, financial, and other advisors (including a registered Municipal Advisor) regarding the information contained herein.

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